Login to the Rose.

  Click "New Loan". 

  Click "New Loan" to start a new loan prospect.

  Fill in the information.

  Start filling in all of the borrower's information to the best of your ability.

  Carefully follow the directions and let the "red buttons" guide you through the process.

  As you are filling in information, simply follow the directions and the "red buttons".  The "red buttons" signal your next step.

  Keep following the directions and "red buttons" through "Step 7".

  During "Step 1" you will calculate your borrower's Debt Ratio and your Processor will notify you of their Credit Score.  Afterwards click "Create Mortgage Offer" at the top of the Rose Dashboard  to send our "state of the art" Mortgage Offer and a Pre-Approval Letter based on your borrower's Debt Ratio and Credit Score. When your borrower is ready to lock, the Mortgage Offer instructs them to complete our "On-Line Loan Application" at which time you and your Processor will be notified by email.  Your Processor will lock the loan and forward the Application and Disclosures to you.  Next you will log back into the Rose, click "My Loans", find your prospect's information, and proceed to "Step 2".  From then on you will follow the directions and "red buttons" until you complete "Step 6".  After "Step6", you will not be allowed to proceed further until your Processor approves "Steps 2-6".  After she does that, you will be allowed to proceed to "Step 7".  After completing "Step 7", you are finished!